Guides

NSW first home buyer concessions: your ultimate guide to first home owners grants, land tax, stamp duty exemptions, first home buyer choice, and more.

Are you a New Zealander thinking about buying property across the ditch? Whether investing in Australian property from New Zealand or buying a new home to move to Australia, both are possible.

If you're looking to buy a property our comprehensive guide can help answer your questions and we can also help you secure the right home loan for you. Win!

What is strata, what does it cover, and are they a good investment? These pros and cons will help you make a better decision when investing.

Once a property has been passed-in, everything changes. It becomes a battle of wills. Learn how you can negotiate your way to the best price.

When you refinance your loan to consolidate debt, it’s usually to save money. You may be paying off a personal loan, car loan and multiple credit cards on top of your home loan – and paying different rates of interest on all of them.

There are a lot of frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.

When you refinance your home loan, it’s often to get a better interest rate than you have on your current home loan, in order to pay off your mortgage faster like a pro. This will save money in the long term.

We've got the tips and tricks to help you win at auction. Visit our official site and learn more about how to bid at auction.

Buying a foreclosed property is not the same as buying a regular property. These 5 easy tips will help you win at buying properties at low prices.

We provide information to the big question everyone's asking - should I buy or rent? Our pros and cons will help you determine which option is better and cheaper. Win!

Are you a first home buyer and have no idea where to begin? Our guide will show you all the basic information you need to know and kickstart your home loan journey.

Embrace the feeling of buying your perfect home when you follow our 5 easy steps. Discover more at our official site.

The search for that perfect piece of real-estate can be exciting – but also insanely stressful. Even before you start house hunting, there are multiple things to consider.

FHOG, or the First Home Owner Grant, is a state government initiative developed to assist people in purchasing their first residential property.

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration. It doesn’t matter if you’re buying a six bedroom house on Wolseley Road – or a studio apartment in Tuggeranong, buying property is a very big deal.

One of the major hurdles to buying property in Australia for first home buyers is the cost of stamp duty, which, depending on where you’re buying, often seems almost as much as the amount you’ll need to save for the deposit.

Buying and selling a home can be a tedious process. We can help make this process easier by ensuring you know all the costs involved.

There are investment property tax benefits in some situations. If you are going to invest, it is important to understand the laws and regulations so you can maximise your returns.

In order to assist first home buyers in cracking the property market, in the 2017–18 Federal Budget the Australian government introduced the The First Home Super Saver (FHSS) scheme.

When buying your first home, saving for a deposit can be super hard, particularly if you’re paying rent at the same time. Many young couples and singles choose to move back in with their parents for a few months while they save money, but this isn’t an option for everyone.

Owning your own home is a big dream that requires sacrifices. You’ll need to be smarter than ever with your money and pay your home loan on time. To help you, we’ve outlined the 10 steps you need to follow to become a homeowner.

Ready to make a meaningful change to your financial situation? Head to UNO to check out our property investing guide for helpful advice and pro tips.

Is buying off the plan a smarter choice? Learn more about the benefits and risks that will help you decide.

So you’re looking to buy property? As Australians, it’s part of the dream – as well as high up there on the dinner party conversation list.

Need to know if you can get a fast home loan approval? We outline all the information and steps required in getting fast approval.

There is no magic number when it comes to a home loan deposit, however in Australia the majority of lenders require you to have saved 10% of the property’s value (a couple of lenders may only require 5%).

Cash out refinancing made simple for you. Find out all that you need to know here.

While home buyers usually focus on asking how much can I borrow, it’s equally important to ask how much should I borrow?

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration.

You may assume that your lender uses their standard variable rate when figuring out your borrowing strength. This isn’t true. Instead, they’ll use an assessment rate to work out how much you can borrow.

Investor loans that stand out and offer the most competitive rate are not always easy to find. Interest rates for investors tend to be higher than they are for owner occupiers due to risk – but there are still some great deals out there if you know who to talk to.

Are you looking for a home loan with a minimum deposit? Visit UNO and find out if you can get a home loan with as little as a 5% deposit.

Australians’ laziness, loyalty and fear is costing the average home borrower who doesn’t switch more than $14,000. Our data shows potentially more than 60% of Australians fall into this category. We were shocked that one in seven Australians wouldn’t change their lender no matter how big the savings on the table.